Currently, the Discover Global Network has more than 48 million merchant acceptance locations and 2 million ATM and cash access locations around the world, according to a Discover representative. However, even if Discover or American Express say their cards are accepted in a certain country, that doesn't mean all merchants there will accept them. It's generally wise to take a Visa or Mastercard as a backup. Also, take your debit card so you can withdraw cash from ATMs. That way, you have a method of payment available no matter what a merchant accepts.
Both Discover and American Express offer good credit cards, and for the most part, you won't run into problems with either when shopping online or at national or regional retailers and restaurant chains. And more than before, small merchants are beginning to accept both types of cards.
That said, Discover credit cards tend to focus more on cash-back rewards, while many American Express cards will be more ideal for earning travel rewards. Regardless of which you choose, consider also adding a Visa or Mastercard , especially if you travel overseas frequently.
For domestic purchases. Currently, the Discover It card offers 5 percent cash back on purchases in categories that rotate throughout the year, such as gas stations, restaurants or home improvement stores. If you have an Amex or Discover card in your wallet, enjoy the perks. Paul Sisolak contributed to the reporting for this article. Editorial Note: This content is not provided by American Express.
Editorial Note: This content is not provided or commissioned by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program. Read More. You can use prepaid credit instead of your checking account to help build a better credit history. Sponsored Links by Zergnet. They're charging more but defaulting less. By John Csiszar. By Andrew Lisa. Visa vs. When it comes to credit card perks, Visa definitely comes out ahead. Discover credit cards tend to be light on benefits other than a free FICO score on your credit card statement.
Some Discover cards also let you pay your bill late once without a late payment fee. But we recommend a score of at least , which is toward the top of the good range, for the cards that require good credit for approval. So, most Discover cards may be a tough get for the average person, who has a credit score of These high-end credit cards are available only to people who receive an invitation to apply, which millionaires have the best chance of getting.
Discover may automatically increase your credit limit depending on your account history and creditworthiness. If you consistently make on-time payments on your Discover card account, for example, you might be more likely to receive an automatic credit limit increase than someone who regularly misses payments.
Is there a daily limit to the amount of money I can withdraw from an ATM with my debit card? Discover, for example, has more than 60, no-fee ATMs in its partner network, which spans retailers, other banks and local businesses. Looking for a place to park your cash? Brokers Top Broker Picks. Robo Advisor and Crypto Picks.
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